New Build Apartment for Sale in La Manga Murcia
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Wide range of resale and new build properties.

Here is the complete catalog of properties we offer from EUROPAHUS. In it you will find all kinds of properties for sale, both used and new construction.

Whether you're looking for a house to settle in Spain, for holiday, a profitable investment or a property that allows you to settle in Spain, we offer an extensive range of properties to suit all needs and budgets.

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New Build Apartment for Sale in La Manga del Mar Menor Murcia

Everything you should know about variable rate mortgages and fixed in Spain

Are you looking for funding to finance your home in Spain? In this article we give a few tips on the types of mortgages that offer Spanish banks. We hope you find it useful.

This 2016 is unlikely to be a good year for creditworthy customers and savers looking to finance the purchase of your home. The statistics seem to confirm this trend.

The National Statistics Institute of Spain (INE) recently published data transmissions property rights relating to November 2015, indicating an increase of 13.7% of the purchases of homes registered over the same month 2014. All seems to indicate that the housing market gets moving again.

If you look at the mortgages registered in the first 10 months of 2015, 206,218 mortgages on housing, 20.6% more than in the same period of 2014 were recorded.

What kind of interest choose for my mortgage?

If you are thinking of buying your home, and looking for bank financing to buy a property, in addition to carefully study the financial characteristics of the mortgage offer to select the best option that fits your needs and possibilities, assess what interest rate you are interested : fixed, mixed or variable rate?

Fixed-rate mortgage loans.

The fixed rate mortgage loans supposed to pay the same rate throughout all the agreed term, ensuring that the monthly payment will remain constant, up or down market interests. If a variable rate is hired, keep in mind that in each review the fee will vary according evolve or Euribor benchmark agreed.

Joint mortgages offer a fixed multi-year period, then apply a variable rate.

Variable rate mortgages.

The variable rate mortgages monopolize the current contract, representing 90.3% of the total in October 2015, as recorded by the INE. Among the reasons for only 9.7% of the registered mortgage agreement being signed at a fixed rate you can quote the lowest bid by banks, more demanding requirements for granting and relative ignorance of customers.

So what is the best for me?

It depends. The only certainty is that, before taking any decision, and make calculations train you need to choose a high probability of success.

EUROPAHUS, your trusted real estate on the Costa Calida.

Check out the catalogue of EUROPAHUS properties. We are specialized in selling all kinds of second-hand properties and new construction in the whole area of the Costa Calida and Costa Blanca, from Mazarrón to Denia.

In EUROPAHUS we provide a comprehensive property advice that includes all legal and taxation aspects Spain that may not know. Contact us today.

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4 reasons to buy a property in Los Alcazares

After holidays in Los Alcazares (Mar Menor-Murcia), there are many tourists who decide to buy a property in Los Alcazares . This is because Los Alcazares has a special charm that makes people want to return to this beautiful place: promenade, beach, gastronomy, Mediterranean climate,...

Read more 31 Jul 2017
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